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What is wrong with the teacher union? Do they read the reports? Do they consult retired teachers? Don't they know that businesses (health insurances companies) are always on the prowl to go private and then raise rates? What can we do?

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"In Illinois (outside of Chicago) retired teachers can opt into a state bargained Medicare Advantage (MA) program at a premium that is below what most private MA charge."

Medicare Advantage plans are privatized healthcare run for profit. The how, what, where, why and how are all different from plan to plan. The DETAILS are written in specialized language for every injury, disease, medication, medical professional payments, etc.

The devil is in the DETAILS. The DETAILS are written for corporate profits by the corporations themselves.

Who will guide us through this hellish game?

"And the teacher unions in both Illinois and New York city are complicit or worse."

Our state and federal legislators are the best money can buy. Corporations own large numbers of them.

What is next from this oligarchic game of life, suffering and death?

Profits, and more profits.

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